Details
This is an in-person and virtual event. RSVP required.
Date: Friday, 26 September 2025
Start time: 13:00 PM SAST
Duration: 1 hour 45 minutes
Speaker from PayJustNow: Mark McChlery
Company: PayJustNow
Location: Economics Lecture Theatre, School of Economics, University of Cape Town
RSVP: Link to form
Reimagining Consumer Credit in South Africa’s Digital Age
In this seminar, Mark McChlery, co-founder and Chief Data & Analytics Officer at PayJustNow, will share the journey of building a homegrown South African fintech brand in the rapidly growing Buy Now, Pay Later (BNPL) space.
From launching amid a global shift in digital payments to navigating complex credit risk environments, Mark will walk attendees through:
- The rise of BNPL in South Africa and PayJustNow’s market positioning
- Insights on credit scoring, data science, and building trust in alternative lending
- Challenges and breakthroughs in building a fintech product that bridges affordability with financial inclusion
- How data and customer-centric design drive product innovation and retention
About PayJustNow
PayJustNow is a South African BNPL platform enabling shoppers to split payments into three interest-free installments. PayJustNow has seen rapid adoption across major retail brands, offering a digital-first solution that supports both consumers and merchants.
About the Speaker
Mark McChlery is the Co-founder and Chief Data and Analytics Officer at PayJustNow, one of South Africa’s fastest-growing payment platforms. With a sharp focus on data, AI, and product innovation, Mark is driving the transformation of Buy Now, Pay Later (BNPL) into a fully integrated payments and financial wellbeing ecosystem.
Under his leadership, PayJustNow has grown to serve over 3 million consumers and 3,000 merchants, processing billions in annual transactions. Mark is widely regarded for his ability to cut through the hype and deliver practical, data-driven fintech solutions. He’s a champion of responsible credit, intelligent personalisation, and transparent data use—advancing the future of African commerce through embedded finance and open innovation.
A regular speaker and contributor to the fintech conversation across the continent, Mark brings rich insights on the future of payments, AI, and inclusive financial services in emerging markets
Interested?
RSVP via this Link. Participate virtually or in-person. In-person seats are limited and refreshments will be provided after the session.
FinHub Practitioner Seminars
This seminar is part of a series which has been created to expose UCT MPhil in Fintech students to exceptional individuals in the African Fintech space working on innovative solutions to address the large unbanked population on our continent. Fintech in Africa has received the largest share of funding in recent years, and this trend is expected to increase. As the only dedicated Fintech Master's program on the African continent, one of our goals is to connect our students with leading fintech companies across the continent. In the past, we have had speakers from Nala, Stitch Money, Visa, Spoon Money, Consensys, Authentium, Investec and more. Because seminars have attracted interest from students across campus, any student or individual interested in fintech and related topics are welcome to attend.
