Dr. Allan Davids is a Senior Lecturer in the School of Economics at the University of Cape Town and Director of the Financial Innovation Hub. He also held the South African Reserve Bank Research Chair in Financial Stability Studies. Allan holds a PhD in Economics from UCT and has spent time as a visiting academic at several leading universities, including the Stern School of Business at New York University, the Institute for New Economic Thinking at the University of Oxford and Imperial College London. Allan’s research spans topics from housing, household and consumer finance, and public finance. At UCT, Allan teaches public finance and econometrics and also convenes the Masters in Financial Technology, the first Master’s degree specialising in Financial Technology on the African continent.